Calvin Thomas

Cross-Border Financial Advisor for Americans in Europe & U.S. Retirement and Investment Planning Specialist.

I work with Americans living in Europe who need clearer planning around their U.S. assets, retirement accounts, investment decisions, and cross-border financial life.

For most of my clients, the challenge isn't one isolated account or decision. It's understanding how their U.S. retirement accounts, investment planning, relocation choices, retirement timing, property considerations, and family planning all fit together, while living abroad. Those pieces don't operate independently, and planning that treats them as if they do tends to create gaps.

Based in Marbella, I help clients bring structure and clarity to those decisions, working alongside qualified tax and legal professionals where the planning requires it.